Start with a conversation

Choose who you'd like to speak with.

Protect what matters most. Build for what comes next. Choose who you'd like to speak with and book a free, no-obligation conversation directly on their calendar.

Book directly on their calendar.

You're not submitting a lead. You're choosing who you want to have a conversation with, and picking a time that works for you.

Ricky Randolph Carr standing in an elegant corridor, wearing a maroon blazer
Co-Founder | Licensed Life Insurance Professional

Ricky Randolph Carr

Talk with Ricky about life insurance, living benefits, wealth-building strategies, and protecting what matters most.

BOOK WITH RICKY
Caitlin Roque, co-founder of ABNORMAL
Co-Founder | Licensed Life Insurance Professional

Caitlin Roque

Talk with Caitlin about family protection, living benefits, strategy, and the ABNORMAL approach to financial protection.

BOOK WITH CAITLIN
Not sure where to start?

Let us point you in the right direction.

Tell us a little about what you're looking for and we'll help you find the right place to begin. No obligation, and nothing you share leaves this conversation.

HELP ME FIND THE RIGHT PLACE

Tell us a little about you

Every inquiry is read personally and replied to quickly.

By submitting, you agree to be contacted about your inquiry. Your information stays confidential and is never shared.

Other ways to reach us.

Prefer to write first? Email is always open. We read every message ourselves and reply personally.

Email

hiitsdreams@gmail.com

Location

Based in Sacramento, CA · Serving clients across all 50 states

Hours

Mon–Fri · By appointment

Virtual consultations available. Subject to applicable licensing and product availability.

Follow ABNORMAL RESERVE

Behind-the-scenes looks at the team, client education, and the standard behind the work.

100% Confidential

Your details stay private, always.

No Obligation

A conversation, nothing more, nothing owed.

A Real Conversation

You speak with Ricky or Caitlin directly. Never a call center.