Choose who you'd like to speak with.
Protect what matters most. Build for what comes next. Choose who you'd like to speak with and book a free, no-obligation conversation directly on their calendar.
Book directly on their calendar.
You're not submitting a lead. You're choosing who you want to have a conversation with, and picking a time that works for you.

Ricky Randolph Carr
Talk with Ricky about life insurance, living benefits, wealth-building strategies, and protecting what matters most.
BOOK WITH RICKY
Caitlin Roque
Talk with Caitlin about family protection, living benefits, strategy, and the ABNORMAL approach to financial protection.
BOOK WITH CAITLINLet us point you in the right direction.
Tell us a little about what you're looking for and we'll help you find the right place to begin. No obligation, and nothing you share leaves this conversation.
HELP ME FIND THE RIGHT PLACETell us a little about you
Every inquiry is read personally and replied to quickly.
Other ways to reach us.
Prefer to write first? Email is always open. We read every message ourselves and reply personally.
hiitsdreams@gmail.com
Location
Based in Sacramento, CA · Serving clients across all 50 states
Hours
Mon–Fri · By appointment
Virtual consultations available. Subject to applicable licensing and product availability.
Follow ABNORMAL RESERVE
Behind-the-scenes looks at the team, client education, and the standard behind the work.
100% Confidential
Your details stay private, always.
No Obligation
A conversation, nothing more, nothing owed.
A Real Conversation
You speak with Ricky or Caitlin directly. Never a call center.
While you're here
A few other places to start if you'd like to learn more first.
